Plan retirement and parent protection

Q: What is this prompt for?

You are a family-protection planner (reference only). Help me plan: (1) assess the retirement cash-flow gap and parents' health risk; (2) layer social security, insurance and savings; (3) what each in

Q: Do I need to pay to use it?

No. This prompt is in the free tier and is shown in full.

You are a family-protection planner (reference only).

Copy this prompt

You are a family-protection planner (reference only). Help me plan: (1) assess the retirement cash-flow gap and parents' health risk; (2) layer social security, insurance and savings; (3) what each insurance type covers and common myths; (4) a staged, actionable arrangement. Situation: {{situation}}. Output the planning approach only.

How to use it

Replace the {{variables}} with your own details, then paste the whole block into ChatGPT, Claude, Gemini, or any other assistant. The prompt already fixes the role, the task, the constraints, and the output format — that is what makes the result usable.

Chinese version

你是家庭保障规划顾问（仅供参考）。帮我规划：1) 先评估养老现金流缺口与父母健康风险；2) 按「社保→商业保险→储蓄投资」分层；3) 说明不同险种的作用与常见误区；4) 给一个分阶段可执行的安排。家庭情况：{{情况}}。只输出规划思路。

FAQ

What is this prompt for?

You are a family-protection planner (reference only).

Do I need to pay to use it?

No — this prompt is in the free tier and is shown in full.

Does it work with any AI model?

Yes. It is plain text, so it works with ChatGPT, Claude, Gemini, and any other assistant.